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MonthIQ
How it works

Three steps to clarity.

MonthIQ is designed to be simple. Add your commitments, see your total, look ahead. That's it.

01

Add your commitments

Start by adding your recurring payments to MonthIQ. Subscriptions, memberships, EMIs, insurance, phone plans, internet bills — anything that recurs monthly. You decide what to include and you're always in control.

MonthIQ does not connect to your bank. You manually add the commitments you want to track, giving you full control over what's included.

MonthIQ home screen showing where to add recurring commitments
02

See your monthly picture

Once your commitments are added, MonthIQ shows you exactly how they add up each month. One clear total. No surprises. Understand what you're committed to right now.

Your monthly total updates automatically as you add or modify commitments. Use the Before I Buy feature to preview how a new commitment would change your total.

MonthIQ showing monthly commitment total and breakdown
03

Look ahead

MonthIQ doesn't just show you today. It helps you see how your commitments change over time — when payments are due next month, when EMIs end, when subscriptions renew.

Use the Payment Future view to see how your monthly commitment total evolves. Plan ahead with a clear picture of what's coming.

MonthIQ due next month view showing future commitment changes
Bonus feature

Before I Buy

Use MonthIQ to preview the impact of a new commitment before adding it. See how your monthly total changes — then decide if it's worth it.

Learn more
MonthIQ Before I Buy calculation showing commitment impact preview

Ready to see it for yourself?

Download MonthIQ and get started in minutes.