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MonthIQ
Recurring payment clarity

Your monthly
commitments,
finally clear.

MonthIQ helps you understand your recurring payments, subscriptions, EMIs and other monthly commitments — so you can see what you're paying today and what's coming next.

Available on

MonthIQ app showing your monthly commitments dashboard with total recurring payments

Monthly total

$1,247

across 8 commitments

No bank link

needed

Streaming service
$15.99/mo
Cloud storage
$9.99/mo
Music subscription
$10.99/mo
Phone plan
$45.00/mo
Internet bill
$79.99/mo
Software license
$24.99/mo
EMI payment
$350.00/mo
Insurance
$89.99/mo

Total monthly

$626.94

The problem

Recurring payments add up faster than you think.

One subscription rarely feels significant.

Then another. A membership. An EMI. Insurance. Software. Phone and internet bills.

Over time, recurring commitments can become difficult to see as one clear picture.

MonthIQ brings them together so you can understand your monthly commitments at a glance.

What is MonthIQ?

A clearer way to understand what you're committed to.

MonthIQ is designed around recurring commitments — not complicated financial dashboards. Simple. Focused. Yours.

01

Know Your Monthly Commitments

See how your recurring payments add up each month. Subscriptions, EMIs, insurance, phone plans — all in one clear view.

02

See What's Coming

Understand how your commitments change over the months ahead. Know when payments begin, continue, or end.

03

Think Before You Add

See the impact of another recurring payment before adding it to your commitments. Make informed decisions.

MonthIQ app showing payment plan and future commitments view
Full picture
Before I Buy

Before you subscribe, see what it adds.

Thinking about adding another subscription or monthly payment? MonthIQ helps you understand how that commitment changes your monthly picture before you commit.

Current monthly commitments$245.00
+New commitment+$19.99
New monthly total$264.99

Illustrative example only. Not financial advice.

MonthIQ Before I Buy feature showing how a new subscription affects your monthly total

Impact preview

+$19.99/mo

Payment Future

See your payment future.

Your recurring commitments don't exist in isolation. MonthIQ helps you see when commitments begin, continue and eventually reduce or end.

MonthIQ Due Next Month view showing upcoming recurring payment commitments
MonthIQ calculation showing commitment totals

Your commitments over time

1

Now

What you're paying today

2

Next month

Upcoming commitments

3

3 months

When commitments change

4

Beyond

How payments evolve

📋What you're paying now
📅What's coming later
🔄When commitments change
📈How payments evolve

The MonthIQ experience

A clean, focused interface designed around your recurring commitments — nothing more, nothing less.

MonthIQ home screen showing total monthly commitments and recurring payment overview

Your monthly picture

MonthIQ plan view showing how commitments are organized and tracked

Track recurring payments

MonthIQ Before I Buy feature for evaluating new subscription impact

Plan before you commit

MonthIQ Due Next Month view showing upcoming payments

See what's coming

MonthIQ commitment calculation showing detailed breakdown

Clear calculations

Everything you need to understand your recurring commitments.

MonthIQ is built around a single idea: make recurring commitments simple to see and understand.

Monthly Commitments

See how much your recurring payments add up to each month. Subscriptions, EMIs, insurance, phone plans — one clear total.

Payment Future

See how your recurring commitments evolve over time.

Before I Buy

Understand the impact of a new recurring payment before committing.

Upcoming Reductions

See when recurring commitments are expected to decrease or end.

Multiple Currencies

MonthIQ is designed for people around the world managing commitments in their local currency.

Simple by Design

Focus on recurring commitments without unnecessary complexity.

User Controlled

Add and manage the commitments you want to track. You decide what goes in.

No Bank Connection Required

MonthIQ does not require a bank connection to help you organize recurring commitments.

How it works

Simple from the start.

Three steps to a clearer view of your monthly commitments.

01

Add your commitments

Add subscriptions, memberships, EMIs and other recurring payments. You decide what to include.

MonthIQ home screen where you can add and view your recurring commitments
02

See your monthly picture

Understand how your recurring payments add up. One clear view of what you're committed to each month.

MonthIQ plan view showing monthly commitment totals and breakdown
03

Look ahead

See how your commitments change over time. Know what's coming and when payments will reduce or end.

MonthIQ due next month view showing upcoming payment changes
Privacy & Trust

Simple. Private. User-controlled.

MonthIQ is designed to keep recurring commitment tracking simple and user-controlled. Users decide what commitments to add and manage.

Simple by design

MonthIQ focuses on what matters: your recurring commitments. No unnecessary complexity.

User controlled

Users decide what commitments to add and manage. You are always in control of your data.

No bank connection

MonthIQ does not require access to your bank account or financial institutions.

Know your month.
See what's ahead.

Download MonthIQ and bring your recurring commitments into one clear view.

App Store and Google Play availability shown above reflects current configuration.

MonthIQ plan view showing recurring commitments
MonthIQ home screen with monthly commitments overview